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 Wealth Simple Riches starts here.

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WELCOME TO SP2M$
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What Happy Clients Are Saying

Tell Me More
About The SP2M$ Concept

Break-Free of the Financial Shackles and Money-Jail System That is Keeping You Locked Up

Are you tired of traditional financial advice that leaves you asking ‘why am I always strapped for money? Is the “system” for me or against me?’ If this describes you, we can help you answer these questions…

The Motivation For The SP2M$ Concept

Our Why

Most Americans are often ill-advised by Wall Street institutions’ and their self-interests, and we help those looking for a better alternative do something exceptional about it.

Our How

Utilizing a centuries-old financial product, our clients unleash the synergistic powers of tax-advantaged, uninterrupted compounding accumulation and the use of other peoples’ money (OPM) to build their wealth and retirement plans.

Our What

Our clients create their own banking system to take back control of their financial environment and leverage a forever growing pool of capital now and for generations to come.

This Is More Than About Wealth, This Is Wealth-Care!

Wealth-Care is a wholistic wealth-building approach that greatly reduces risk and harmful stress while providing more control and certainty. 

Wealthy individuals and families understand leverage and the wealthiest of them always use leverage. You can safely do the same with a SP2M$!

Audio Series Introduction

Listen Now - Simple Steps On A Simple Path

Core Features

  • Personal Banking System
  • Tax-Advantaged Growth
  • Leverage & Liquidity
  • Debt Elimination Strategy
  • Financial Education & Coaching
  • Guaranteed Growth
  • Legacy & Protection
  • Private & Control-Based System
  • Tax-Free Retirement
01

Families & Individuals

02

Business Owners

03

Real Estate Investors

Who Can Benefit?

04

Students

05

High Earners

06

Freedom Lovers

Avoid The Money Pit

Build Your Financial House On An Unshakable Foundation

By John Fox Ward

Straight-Talk on the Double-Talk of the Wall Street Marketing Machine

Learn to give each dollar more than one job and you will learn the simple path to millions.

Join the Movement

Connect To

1.5M+

Global Users

Grow with Me

Unlock Your Future

Join the Revolution

98%

Customer Connection
Strength

How It Works

Grow and Leverage Your Wealth Safely, Predictably and Without Interruption

SP2M$ is a concept that implements Control, Leverage, Uninterrupted Compounding Growth with a centuries-old solution to a modern-day banking problem.
The late R. Nelson Nash repeatedly exclaimed, “Don’t Be Afraid To Capitalize.” The more capital you put into to your personal banking system, the more you will have to leverage…forever!
Collateralizing your policy’s cash value allows you to build wealth inside and outside of your policy simultaneously!
As you pay back loans to your policy, you recapture that cash value amount to be recycled for another purchase or investment!

Testimonials

What Happy Clients Are Saying

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John is a highly knowledgeable infinite banking practitioner who excels in designing personalized policies tailored to your needs. I originally had ideas of how my policy should look but John explained why I needed to adjust my long-term thinking and I’m glad that I ultimately listened to him—he proved his character in standing firm on the principles. The policy design is setup to be payable for years and be the right premium amounts for my situation. He’s available to answer my questions and has continued service now almost 5 years into this journey.

Lucas Derraugh

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John helped me set up my first whole life insurance policy. He was extremely helpful and knowledgeable, answering my endless questions throughout the process. John continues to be very responsive and helpful as I have questions about leveraging my policy. I highly recommend John’s services.

Matthew Sevey
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John changed our life for the better for our personal and business finances. What a great resource he has been.

Marathon Sound Systems, Owner

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John met all my expectations. With so much inaccurate information and policies that aren’t what the customer wanted it was hard finding an agent that I trusted. He wrote up the policy EXACTLY as it should be with my goals (both now and future) in mind. When I have a question or need something done, John acts quickly and effectively. I would recommend John to anyone that has read up on how to appropriately use their life insurance policy and needs an agent who knows exactly how to execute it. He is incredibly knowledgeable in his field and I couldn’t be happier with our relationship.

Johnattan Rivera

Industry Affiliations & Certifications

Everything You Need to Know

What Is The SP2M$ Concept?
The SP2M$ is predominantly derived from the Infinite Banking Concept pioneered and made famous by the late R. Nelson Nash in his groundbreaking book, Becoming Your Own Banker
What Makes This Concept Work?
With the deployment of a Specially Designed Life Insurance Contract (SDLIC) with a Mutual Life Insurance company that produce Participating, Whole Life Insurance products.
Are All Life Insurance Companies Able To Support This Concept?

No, only Mutual companies, where policyowners are participating owners of the insurance company. Stock-owned Life Insurance companies will not work well with this concept.

Does This Concept Work For Everyone?

As a prerequisite, this only works for those that have personal insurability or an insurable-interest in another. Beyond this, the only potentially limiting factor is lack of income or funding resources. Otherwise, this is for everyone!